Suzhou industrial park, heyu technology financial group co., LTD., a subsidiary of the first micro-credit company of science and technology of suzhou Heyu technology microfinance co., LTD. Was established in October 2010, the registered capital of 230 million yuan, is a financial services office of jiangsu province approved the first batch of science and technology one of small loan companies, is also in jiangsu province, the first adopts the model of "debt + options" loan company.

To promote independent innovation and service technology-oriented small and medium-sized enterprises, heyu is designed to provide personalized financing solutions for small and medium-sized enterprises with high growth. The company adopts "Loan linkage" business model, will "small loans" and "options investment", the combination of ecological system by relying on the parent company, investment and financing advantages, give full play to the internal coordination effect, provides the omni-directional financing services for the enterprise.

Grain abundant financial in the successful operation of science and technology of suzhou Heyu branch loan "debt + option" model, in Nantong, Huaian, Taizhou, Changzhou, Wuxi and other places set up several small loans company of science and technology, realize the grain branch loan pattern replication in Jiangsu province and expansion, for the local technology service enterprises and high technology, high growth of small and mid-sized enterprise tailored diversity, professionalism, flexibility of financing solutions.